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Check your 2024 Eligibility now!

Whether you are buying your first home, refinancing an existing mortgage, or trying to lower your monthly payment, Veteran Mortgage Solutions has the resources, knowledge, and experience to help.

The Benefits of a Mortgage Company That Cares

There are many benefits to obtaining a VA loan, including no down payment, no private mortgage insurance, and lower interest rates. Additionally, VA loans are available for both purchase and refinance transactions. If you are a veteran or active duty service member who is looking to purchase a new home, a VA loan may be the best option for you.

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How to start

The Loan Process

Our loan process is designed to help you obtain financing for the purchase of a new home or to refinance your existing home. The first step in the process is to complete a loan application and provide documentation of your income, assets, and debts. We will then review your application and determine all options available for you to choose from.

Fast Approvals

We understand that time is of the essence when it comes to getting a mortgage loan. That’s why we offer fast approval times for our clients. Our team will work with you to quickly process your application and get you the loan you need. Minimum 580 Credit Score.

Dedicated Support

We are committed to providing each and every customer with the best service. Our dedicated support team is here to answer any questions or concerns you may have about your mortgage loan. We are here to help you every step of the way and make sure that you get the home you deserve.

FAQ

Frequently Asked Questions

Please contact us if you cannot find an answer to your question.

When applying for a loan, there are a few things that you will need to consider. First, you will need to make sure that you are eligible. You can do this by obtaining a pre-approval that is done correctly. To do so, you will need to complete a loan application. Finally, you will need to provide documentation of your income, assets, and debts in order to qualify for the loan

Your options and what programs you are eligible for will be determined through the pre-approval process. 

There are a number of benefits that come with working with a good lender. Perhaps the most significant benefit is that there is no stone left unturned to get you every option you need to make the best decision for you and your family. For many this can make homeownership a reality when it might otherwise be out of reach. 

We will always help you to customize your loan to meet your specific needs. Whether you’re looking for a shorter term loan to pay off your loan quickly, a longer term loan to maximize your monthly payments, or a cash-out refinance to access the equity in your home, veteran mortgage refinancing has you covered.

©2024 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs, and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Not available in New York. Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ Corp BK 1014819. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – 555 West Monroe Street, 5th Floor Chicago, IL 60661 | (888) 473-4858

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department.” (Source: P.A. 101-657, eff. 3-23-21.)

Licensed by the Dept. of Financial Protection and Innovation under the CRMLA.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.” 

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV